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ARM product that resets after the fir st year, while the ARM2, ARM3, and arm5 categories include the more specialized products, such as the 2/28, the 3/27, and the 5/25 mortgage products, respectively.10 Table 2 presents a similar table for subprime mortgages. The data show a gradual rise in ARM2 and ARM3 products in the subprime market from

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