Alternative Income Verification Loan is a mortgage where the lender does not verify the borrower’s income by looking at their pay stubs, W-2 (employee income) forms, income tax returns, or other records.Instead, borrowers are simply asked to state their income, and taken at their word.

Alternative income verification loans are mortgages which involve lenders who do not utilize conventional documentation to validate the income of a borrower. Some refer to these loans as low-doc or no-doc loans.

One of the casualties of the mortgage meltdown of the last decade was that most no income verification loans no longer were offered. While getting a no income verification mortgage and home loan for the self-employed today is still challenging, there are more options available than a few years ago.

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No Income Verification Mortgage Loan Programs Available Find Nationwide lenders that specialize in no income refinancing, no doc mortgages and stated income home loans. Many self-employed clients choose the no income loan options for home refinancing and house flipping loans.

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Circa 2016, the fintech revolution have paved way for the birth of credit lending startups – The Indiastack, evolved alternative credit scoring platforms (Credit Vidya, Lenddo, Hello Soda), online.

Alternative income options with lower risks. Making money when unemployed can be a real challenge, which is why many people resort to getting a loan to bridge the gap between jobs. But you can find other income sources so that you won’t have to get a big personal loan with no income verification, or not get one at all.

To apply for an alternative income verification loan, also known as a VOE loan or VOE mortgage, call us today. We have a loan program for every borrower. We offer the lowest mortgage interest rates in the nation. For today’s interest rates, call LENDER LINE toll-free at 1-888-661-7888.