Rates.Mortgage The FHA appraisal is a little more elaborate than the standard appraisal. That’s because FHA loans are government-backed, and the government wants to make sure that the house you buy is safe and.What’S A 5/1 Arm Mortgage 5 And 1 Arm What Is The Current Index Rate For Mortgages BREAKING DOWN ‘Mortgage Index’. Some common mortgage indexes include: the prime lending rate, the one-year constant maturity treasury (cmt) value, the one-month, six-month and 12-month LIBORs, as well as the MTA index, which is a 12-month moving average of the one-year CMT index.What Is A 7 1 Arm Loan 5 And 1 Arm What Is The Current Index Rate For Mortgages BREAKING DOWN ‘Mortgage Index’. Some common mortgage indexes include: the prime lending rate, the one-year constant maturity treasury (cmt) value, the one-month, six-month and 12-month LIBORs, as well as the MTA index, which is a 12-month moving average of the one-year cmt index.adjustable rate mortgage (ARM) Loan . What is an adjustable rate mortgage (arm) loan? adjustable rate mortgages feature lower introductory interest rates and payments and are fixed for the initial term of 5, 7 or 10 years of the loan. After the initial fixed term, the interest rate adjusts every year for the remaining life of the loan.